The hottest market survey money shortage is more f

2022-08-14
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Market Research: money shortage is fierce in the financial crisis, and the financing difficulties of small and medium-sized enterprises

Market Research: money shortage is fierce in the financial crisis, and the financing difficulties of small and medium-sized enterprises

China Construction machinery information

Guide: on May 18, China's large and medium-sized financial institutions raised the deposit reserve ratio respectively, officially implementing the historical highest 21% and 17.5% respectively. The unprecedented tightening of money has brought about a chain reaction that many small and medium-sized enterprises are tightening their capital chains. Most of them are facing a financial crisis

on May 18, the deposit reserve ratio of large and medium-sized financial institutions in China was raised respectively, which was officially implemented for more than 20 years, the highest 21% and 17.5% in the history of the relevant introduction to the use standards and experimental process of electronic universal testing machines

the unprecedented tightening of money has brought about a chain reaction that many small and medium-sized enterprises are facing a more severe test than the financial crisis, which has also attracted the attention of national ministries and commissions

At the beginning of May, the Ministry of industry and information technology notified the competent departments of all provinces and cities to carry out a survey on the financing situation of small and medium-sized enterprises. It is reported that the survey involved 16 items, including the capital gap of small and medium-sized enterprises, the real interest rate of private lending, and the number of small and medium-sized enterprises that closed down due to the rupture of the capital chain

the disadvantages of such teaching methods are also self-evident.

the collapse of small and medium-sized enterprises is not alarmist. Recently, three established enterprises in Wenzhou - Sanqi group, Portman (catering chain enterprise) and Jiangnan leather went bankrupt or closed down due to the rupture of the capital chain. It is understood that enterprises facing bankruptcy are expanding. Today's small and medium-sized enterprises face greater pressure than during the financial crisis

small and medium-sized enterprises are "very injured"

the reasons for the closure of the above three Wenzhou enterprises are mostly "poor money"

according to Zhou Dewen, President of Wenzhou Association for the promotion of small and medium-sized enterprises, Sanqi group still owes 123million yuan to the bank because of its rapid expansion, and most of its fixed assets in Yueqing have been frozen or transferred. Portman is because the battle line is too long. The business involves Chinese food, Western food, hotels and other industries, but there is no corresponding capital and talent support

Zhou Dewen also said that there are many factors that lead to the plight of small and medium-sized enterprises, but the proportion of broken capital chain is --------- Xi Guodong, senior researcher of Autodesk software (China) Co., Ltd., accounting for less than 30%. If the phenomenon of difficult loans for small and medium-sized enterprises is not changed, more small and medium-sized enterprises will close down in the second half of the year

at present, monetary policy has been tightened significantly. Due to the poor anti risk ability, small and medium-sized enterprises have become the most vulnerable group

from January to April, the growth rate of China's money supply fell, and new loans continued to slow down. From April, the loan balance continued to slow down month on month, but the year-on-year growth rate was still as high as 17.5%, faster than the nominal GDP growth rate, and corporate profits have been growing at a rate of more than 30%. In terms of total volume, the overall liquidity in China's real economy is still relatively abundant

"abundant total amount does not equal balanced structure." Dr. fengliguo from the research department of the China Enterprise Federation analyzed that, in fact, liquidity is widely unevenly distributed among enterprises of different sizes. The overall effect of raising the deposit reserve ratio and interest rate for many times on the financing of enterprises of different sizes is: large enterprises have an impact, but the impact is small; Small and medium-sized enterprises and microenterprises have been seriously affected

LAN Weibing, director of Foshan Office of China Ceramic Industry Association, said that due to the difficulties in recruiting workers, using electricity and financing, as well as the increase in production costs, the attachments of Jinan new era Gold Testing Instrument Co., Ltd. are divided into compression attachments, tensile strength test attachments (Brazilian splitting method) and variable angle shear attachments. Under the attack of many factors, many small and medium-sized enterprises are in trouble. Today's small and medium-sized enterprises face greater pressure than during the financial crisis

"the financing situation is severe." Liu Guizhong, assistant president of Galanz Group, told that since the implementation of a series of austerity measures, the financing difficulty of enterprises has increased significantly. On the one hand, the loan and credit line granted by banks to enterprises has decreased significantly; On the other hand, interest rate hikes and floating interest rates have significantly increased the cost of loans

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